Visa (NYSE: $V) is bringing AI-agent payments, tokenized deposits and stablecoin settlement into the same commerce roadmap, framing programmable money as part of the next upgrade to its global payments network.

The company announced the new capabilities at Visa Payments Forum 2026 in San Francisco, where Chief Product and Strategy Officer Jack Forestell described artificial intelligence and stablecoins as twin shifts changing how transactions start and how money moves behind them.

Visa’s AI push centers on Visa Intelligent Commerce, its platform for agentic commerce. The update includes Agent Score, built with New Generation to help merchants evaluate whether AI agents can navigate and complete tasks on their websites, and an Agentic Directory that verifies participating agents and merchants. Visa also announced a strategic collaboration with OpenAI to support secure payments inside agentic commerce experiences, using Visa’s network, credentialing and security infrastructure.

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The company is also adding a Large Transaction Model, trained on billions of transactions, to improve fraud detection while reducing false declines. Visa showed an early Crypto Labs proof of concept that lets AI agents pay for digital services directly in a command line interface using tokenized Visa credentials.

Visa said it will build a technology layer that lets banks turn traditional deposits into programmable, always-on digital money. The company is also expanding stablecoin settlement pilots across multiple regions, blockchains and currencies, after moving billions of dollars in stablecoins across VisaNet. As of March 2026, Visa said that activity was running at an annualized pace of about $7 billion.

Stablecoin-linked card programs are also widening, with more than 160 live or in development globally.

The announcements place Visa deeper inside the contest to define who controls payments when AI agents, tokenized credentials and blockchain settlement start blending into everyday commerce.

Visa Inc. (NYSE: V) is currently trading at $322.96 U.S. per share.